Analysis of Conversion of Mudharabah Akad to Akad Qardh Dsn-Mui Fatwa Perspective Number: 07/Dsn-Mui/Iv/2000 Concerning Mudharabah (Qiradh) Financing
Abstract
Developments in the world of financial institutions have also led to various developments in the financing products offered by each sharia bank. This is marked by the birth of new products, one of which is the mudharabah contract, but what is interesting to study is that it is found that there is a transfer of a mudharabah contract to a qardh contract without the consent of the customer, this of course violates the principles of bermuamalah. The purpose of this study was to determine the legal position of contract conversion using mudharabah and qardh theories and then analyzed based on the DSN-MUI fatwa. The results showed that the conversion of a mudharabah contract to a qardh contract should not be done and it is against the principles of sharia because it is detrimental to one of the parties with the contract.
Keywords
Full Text:
PDFReferences
A Wangsawidjaja, Financing Bank Sharia . Kompas Gramedia Building., 2012.
Abbas Arfan, Typology of Multicontracts in the Fatwa Products of the National Sharia Council-Indonesian Ulema Council Theoretical Perspectives and Limitations of Multicontract Al-'Imrani. Journal Ulul Albab , 18 (2), 271, 2017.
Ahmad Azhar Basjar, Principles Law Muamalah .
Ahmad Wardi Muslich, Fiqh Muamalah , Amzah.
Asep Rozali, Transformation of Sharia Banking Contracts in the Formation of National Engagement Laws. Journal Outlook Juridika , 4 (1), 40. 2020.
Dara Triana Nova Ningrum, Implementation of Mudharabah Financing Agreements for Micro and Small Enterprises at PT. BPRS Metro Madani Tbk, Metro City in Perspective of DSN MUI Fatwa NO.07/DSN-MUI/IV/2000. Metro: Fak. Economy And Business Islam , 30, 2018.
Ministry of Religion of the Republic of Indonesia, Al-Qur'an And Translate . Ministry of Religion of the Republic of Indonesia, 2013.
Sharia Supervisory Board Fatwa No. 3/DSN-MUI/IV/2000 concerning Deposits.
National Sharia Council Fatwa No 02/DSN-MUI/IV/2000 Concerning Savings.
DSN-MUI Fatwa NO:07/DSN-MUI/IV/2000 Concerning Mudharabah Financing ( Qiradh).
DSN-MUI Fatwa No.115/DSN-MUI/IX/2017 concerning Mudharabah Agreements.
DSN-MUI Fatwa Number: 07/DSN-MUI/IV/2000 Concerning Mudharabah Financing ( Qiradh ).
DSN-MUI Fatwa Number: 92/DSN-MUI/IV/2014 Concerning Financing Accompanied by Rahn.
Hidayatullah Jamani, Implementation Conversion Contract Murabaha To Contract Musharakah Mutanaqishah On Financing mortgage in Bank Muamalat Branch Banda Aceh , Ar-Raniry Darussalam State Islamic University-Banda Aceh, 2020.
M Soleh Mauludin, Financing Mudharabah In Perspective Fatwa DSN-MUI Number 07/DSN-MUI/IV/2000 .
Muchlis Bahar, Fiqh Muamalah Contemporary , 2014.
Sharia Banking Product Standards Series 5: Mudharabah Product Standards.
Rozalinda, Fiqh Economy Sharia: Principle And The implementation On Sector Finance Syariah , Jakarta: Rajawali Press, 2017.
Sayid Sabiq, Fiqh Sunnah , Lantern of the Heart, (2002.
Siti Zulaikah, Analysis Law Islam To Conversion Contract Mudharabah Become Qard in KSPS BMT Sun Jasmine Gugub Grobogan . Walisongo State Islamic University Semarang, (2017.
Shaykh Imam Al-Qurthubi, Tafsir al-Qurthubi , Jakarta: Pustaka Azzam, 2013.
Law No. 10 of 1998 concerning Banking.
Wiroso, Products Banking Sharia , LPFE, 2009.
Refbacks
- There are currently no refbacks.
Copyright (c) 2024 IJTIHAD
![Creative Commons License](http://licensebuttons.net/l/by-nc-sa/4.0/88x31.png)
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
Ijtihad by Fakultas Syari'ah UIN Imam Bonjol Padang is licensed under a Attribution-ShareAlike 4.0 International (CC BY-SA 4.0)
EDITORIAL OFFICE
Fakultas Syariah UIN Imam Bonjol Padang
Kampus III UIN Imam Bonjol Padang
Jl. Balai Gadang Kec. Koto Tangah, Kota Padang, Sumatera Barat 25171